Free 15-Minute KiwiSaver Check

Is your KiwiSaver costing you $200K by retirement?

Most Kiwis are in the wrong fund and don't know it. We use Morningstar data to check yours in 15 minutes — no jargon, no suits, just the straight facts.

15 minutes
100% free
Morningstar data
Check My Fund Now
Takes 2 minutes

Check your fund

How old are you?

This helps us assess your fund type.

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Your bank only recommends their own fund. We compare every provider in the market and show you the data — so you can decide for yourself.

The cost of doing nothing

The wrong fund could cost you $0

A 30-year-old earning the median salary who stays in a default conservative fund instead of switching to a growth fund could retire with up to $243,000 less. That's not a guess — that's what the data shows.

Default Conservative Fund$287,000
Optimised Growth Fund$530,000

Based on Morningstar data. Past performance is not a guarantee of future returns.

$243K

potential difference at retirement

Conservative
vs
Growth
How it works

Two steps.
Fifteen minutes.
That's it.

01

Strategy Alignment

We look at your age, whether you've bought a home, and your goals. Then we check if your current fund type — conservative, balanced, or growth — actually matches where you're at in life.

02

Provider Matching

Using Morningstar performance data, we compare your current provider against the rest of the market. If there's a better option, we'll show you — in black and white — exactly how much difference it could make.

Check My Fund No signup required
What people are saying

Real people. Real results.

"

I had no idea I was in a default fund. Nick showed me the numbers and I was genuinely shocked at the difference. Switching took 10 minutes.

S
Sarah· Queenstown
"

I'd been meaning to look at my KiwiSaver for years but never got around to it. These guys made it so easy — no pressure, just the facts.

M
Matt· Auckland
"

The call was actually fun. They explained everything without the jargon and I finally understand what my money is doing. Should've done this years ago.

R
Rachel· Wellington
Nick and Jared from Prosper Financial

Licensed FAP

FMA Regulated

Who you'll be chatting with

Nick & Jared

We started Prosper because we kept meeting people at Home Shows who had no idea their KiwiSaver was underperforming. Good people, working hard, losing money to the wrong fund without knowing it.

We're not your typical financial advisers. No suits, no jargon, no 47-page reports. Just a quick chat, the Morningstar data, and a straight answer about whether your fund is doing its job.

Common questions

Got questions? Good.

Ready to find out?

It takes 15 minutes. It's free. And it could be worth $200K.

Check My Fund Now